The treaty law is an open system with the principle of freedom of contract as stipulated in Article 1338 paragraph (1) of BW. The freedom provides an opportunity for all parties. including banks to make an agreement in the form of standaard. This standaard agreement is burdensome because there is no bargaining position between the community as a debtor customer with the bank as a cred... https://www.jmannino.com/best-grab-Cowhide-Beanie-Mama-Happy-Face-Unisex-Blend-Tee-amazing-save/